Will you beat the Banker in a game of the casino classic First Person Baccarat?
The bet sizes available in First Person Baccarat range from 50p to £500.
To win at First Person Baccarat, you must correctly guess if the total value of your hand is closest to a nine or the banker's.
Possible bets include: you having the winning hand, the banker having the winning hand, a tie.
First Person Baccarat is played using eight standard 52-card decks.
How to Play
When the betting time has expired, you and the banker will be dealt two cards each.
The Third Card Rule (see below) will determine if a third card is dealt - no hand can receive more than three cards in this game.
Third Card Rule
If the value of your hand equals:
If the value of the banker's hand equals:
When the banker's third card decision depends on the third card drawn by you, the following rules apply:
|Banker's Hand||Banker Draws When Your Hand Equals:||Banker Does Not Draw When Your Hand Equals:|
|3||1, 2, 3, 4, 5, 6, 7, 9, 0||8|
|4||2, 3, 4, 5, 6, 7||1, 8, 9, 0|
|5||4, 5, 6, 7||1, 2, 3, 8, 9, 0|
|6||6, 7||1, 2, 3, 4, 5, 8, 9, 0|
|7||Banker's hand must stand||Banker's hand must stand|
|8, 9 (Natural)||Banker stands natural||Banker stands|
If your hand stands on two cards (i.e. your hand equals six or seven), the banker must draw if his initial two cards equal three, four or five.
A banker hand equal to six must stand.
Return to Player (RTP)
The optimal theoretical payout percentage for Baccarat is: 98.94%.
The optimal theoretical payout percentage for Pairs is: 89.64%.
The expected return is the amount we pay out to players relative to the amount of wagering on the game.
For example, if we take £100 of wagers we will, on average pay out £98.94 of wins on Baccarat, and £89.64 in Pairs.