Free Bet Blackjack

Free Bet Blackjack

With two Free Bet options up for grabs, enjoy a unique take on this casino classic during a game of Free Bet Blackjack.  

    Free Bet Blackjack Game Overview 

    This game gives you a chance to place free Double Down and Split bets.

    For a chance of winning, you must hold a better hand than the dealer without exceeding 21.

    Game Rules

    In this version of Blackjack, you play against the dealer only - not other players. 

    An unlimited number of players can play at the same time.

    Free Bet Blackjack uses eight standard 52-card decks

    At the end of the betting time, all players will be dealt one card face-up, ending with the dealer.

    Players will then receive a second card face-up, while the dealer's second card will be dealt face-down. 

    The total sum of your hand will be displayed on-screen.

    Card Values 

    Cards are worth the following in this game:

    • Two to 10 - face value
    • Face cards (Jack, Queen, King) - 10 each 
    • Ace - one or 11, whichever is more favourable to your hand


    Blackjack is the best hand possible and is when your initial hand equals 21 exactly. 

    It can only be achieved using your first two cards.

    Blackjack beats a hand of 21 resulting from a split pair.


    Insurance reduces the risk of the dealer having Blackjack, even if you have it too. 

    You can only purchase an Insurance Bet if the dealer’s face-up card is an Ace. 

    Insurance costs half of your main bet and is settled separately from your main bet.

    If you decide to buy Insurance, once purchased, the dealer will then check their cards for Blackjack.

    This will result in one of the following:

    • If the dealer does not have Blackjack, the round continues
    • If the dealer does has Blackjack and you don't, the dealer wins
    • If you and the dealer both have Blackjack, the game ends in a push (tie) and your bet will be returned

    Game Options

    If you and the dealer don't have blackjack on your first two cards, you have the following options to try and improve your hand: 

    • Hit - adds an extra card to your hand. You can Hit as many times as you like, as long as you do not exceed 21
    • Stand - lets the dealer know you are happy with your hand 
    • Double Down - you can only Double Down if your first two cards don't equal 21. It lets you double your bet, but you can only receive one card thereafter. You cannot Double Down after splitting
    • Free Double - if your initial hand equals nine, 10 or 11, you will receive a Free Double, which adds a Free Bet to your original bet. If you win, the value of the Free Bet will match your original bet, your original bet will be returned and you'll be paid accordingly. If you lose the round, your original bet will be lost. If you tie with the dealer, your original bet will be returned
    • Split - if your first two cards are of equal value, you can Split them into separate hands. Each hand requires a separate bet equal to your original bet. You can only Split once per hand
    • Free Split - this is offered on your hand of pairs, except a pair of 10s. Your original bet will be placed on the first hand (right) and the Free Bet on the second hand (left). If you win, the value of the Free Bet will match your original bet and you will be paid accordingly. If the hand with the Free Bet loses, you will not lose your bet; neither bet will be returned if you draw


    You lose if your hand exceeds 21 - this is called 'bust'. 

    If your hand does not exceed 21, all other players will take their turn.

    The dealer will then reveal their face-down card:

    • The dealer must Hit on a hand of 16 or less 
    • The dealer must Stand on a soft 17 or more

    If your hand is closer to 21 than the dealer's or they bust, you win - this does not apply if the dealer busts on 22 (below).

    If your hand and the dealer's hand are of the equal value, the game will end in a push and your bet will be returned.

    Dealer Busts with 22

    If the dealer's final hand equals 22, the round will end in a push and your bet will be returned.

    You lose if you bust when the dealer has 22.

    If you have Blackjack, it's not possible for the dealer to bust on 22.

    Six Card Charlie Rule

    According to the Six Card Charlie rule, you the win if you have a six-card hand totaling 21 or less.

    The rule applies even if the dealer has Blackjack; it doesn't apply if the dealer has Blackjack after an Insurance offer however. 

    Each Split hand will be evaluated individually.

    Side Bets

    There are four Side Bets in this game: Any Pair, 21+3, Hot 3 and Bust It.

    Side Bets may be combined with your main bet. 

    You can win a Side Bet even if you lose your main bet.

    Any Pair

    Allows you to wager on the combination of your two first cards.

    There are two types of Any Pair winning combinations:

    • Pair, e.g. 10 of Clubs and 10 of Hearts
    • Suited Pair, e.g. two Ace of Spades

    Each combination has its own payout (below).

    Any Pair Payouts

    • Pair - 25:1
    • Suited Pair - 8:1


    Place a Side Bet on your initial hand, plus the dealer’s face-up card, forming any of the following winning combinations:

    • Suited Trips – suited Three of a Kind, e.g. three Queen of Hearts
    • Straight Flush – in numerical sequence and same suit, e.g. 10, Jack and Queen of Diamonds
    • Three of a Kind – same value but different suits, e.g. any three non-matching Kings
    • Straight – in numerical sequence but different suits, e.g. two of Spades, three of Clubs and a four of Hearts
    • Flush – non-sequential cards in the same suit, e.g. a two, six and 10 of Clubs

     21+3 Payouts

    • Suited Trips - 100:1
    • Straight Flush - 40:1
    • Three of a Kind - 30:1
    • Straight - 10:1
    • Flush - 5:1


    Hot 3

    The Hot 3 Side Bet wagers on the combination of your two first cards and the dealer’s face-up card. 

    There are multiple combinations:

    • Total 19, for example: 8 of Hearts, 2 of Diamonds and 9 of Spades
    • Total 20, for example: 8 of Hearts, 2 of Diamonds and 10 of Spades
    • Total 21, suited, for example: 9 of Diamonds, 2 of Diamonds and 10 of Diamonds
    • Total 21, unsuited, for example: 9 of Hearts, 2 of Diamonds and 10 of Spades
    • 7-7-7, for example: 7 of Hearts, 7 of Clubs and 7 of Diamonds


    Hot 3 Payouts

    • Total 19 - 1:1
    • Total 20 - 2:1
    • Total 21 suited - 4:1
    • Total 21 unsuited - 20:1
    • 7-7-7 - 100:1

    Bust It

    Places a bet on the total value of the dealer’s cards exceeding 21, causing them to bust.

    The Bust It side bet will be pushed if you have Blackjack. 

    There are several possible combinations:

    • Bust with three cards
    • Bust with four cards
    • Bust with five cards
    • Bust with six cards
    • Bust with seven cards
    • Bust with eight or more cards

    Bust It Payouts

    • Bust with three cards - 1:1
    • Bust with four cards - 2:1
    • Bust with five cards - 9:1
    • Bust with six cards - 50:1
    • Bust with seven cards - 100:1
    • Bust with eight or more cards - 250:1

    Any malfunction voids the game round and all payouts.


    • Blackjack - 3:2
    • Winning hand - 1:1
    • If the dealer has Blackjack, Insurance will pay out 2:1

    Return to Player

    The optimal theoretical payout percentage is:

    Blackjack – 98.45% (based on the first hand in the shoe)

    Any Pair Side Bet – 95.90%

    21+3 Side Bet – 96.30%

    Hot 3 Side Bet – 94.60%

    Bust It Side Bet – 94.12%

    The expected return to player is the amount we pay out to players relative to the amount of wagering on the game.

    For example, if we take £100 of wagers we will, on average, pay out £98.45 of Blackjack wins.